Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. More Than a Paycheck Understanding the basics of disability income protection. Infographic: While You’re Still Covered Your healthcare coverage will change in retirement. Here are things you might do before your coverage switches.